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Disclaimer

Securities products and advisory services offered through Securities America, Inc., member FINRA, /SIPC . Advisory services offered through Securities America Advisors, Inc. Craig Goldslager, Investment Advisor Representative. Utterly Financial and Securities America are separate entities.

Check the background of our investment professionals on FINRA’s BrokerCheck. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. This material is intended for general use.

All scenarios and names mentioned herein are purely fictional and have been created solely for training purposes. Any resemblance to existing situations, persons or fictional characters is coincidental. The information presented should not be used as the basis for any specific investment advice. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.